Navigating Pre-building Hurdles

Navigating Pre-building Hurdles

Before any dirt is turned or foundations are laid on your new section, there are some important first steps. Proper planning and preparation for the build is incredibly important to ensure you don’t have any unforeseen slip-ups along your way. The initial planning and consent stages will determine not only where your house sits, but what it will be constructed with, who will be responsible for the project and ultimately whether you can get underway. With that in mind, let’s take a look at how making the right decisions early can make your dream home just that.

Planning

When considering where you want to build, there are two locations to think about: the location of the section and the location on the section. The location of the section is the street or neighbourhood you want to become a part of. It will determine how close or far you are from work and the local shops and other amenities, and if you have kids it will determine which schools they’re in zone for.

Our article on choosing the right section goes into more depth when it comes to these decisions so be sure to have a read. We also offer house and land packages which take all the guess work out and give you the opportunity to join a brand new neighbourhood.

Once you’ve found a section, the design and location of your home on it will impact and ultimately reflect your lifestyle. The plans themselves will need to be drawn by a qualified architect or a draftsperson, however, by using our online tool it’s possible to choose from over 60 pre-drawn plans that can be customised to your needs. You’re able to make decisions on the orientation on the section, the materials and finishes among a number of other personal choices that transform our houses into your home.

Finance

Unless you’re able to build with cash, you’ll need to start looking at finance options as soon as you’ve made the decision to build and found a location. You may be eligible to use your KiwiSaver savings if it’s your first home, but lenders require a deposit on your mortgage regardless and you’ll need to decide how much you can repay. In order to secure a loan, you need to show lenders how much you’re borrowing, what it will be spent on and where your house will sit. For more information on financing your build, check our guide.

Contracts & Consent

With a set of plans, a section and your finances in order it’s time to start building, right? Almost. Picking a builder and navigating consent is the final step before work can begin, and it’s important to have all your ducks in a row to make the application to your local council successful. If you’re applying on your own, you’ll need to demonstrate evidence of compliance with the building code alongside your detailed plans. And if any work is required on the section itself you may need resource consent as well.

If you want to save yourself all that time and hassle, you can choose to build with a professional home building company, like us. We take care of the consent process for you and ensure each and every step of the building process is smooth and streamlined. For more information, feel free to get in touch.

Published:  24 September 2018
Back to top of page